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Chenoa is a relatively new loan program that encompasses a FHA loan and then provides a loan for the required 3.5% down payment for FHA loans.  This down payment loan may or may not require a monthly payment and in some cases could be forgivable.

However, it is always important to compare this program against a FHA loan where you bring in the down payment.  Sometimes interest rates may be a little higher due to not having a down payment.  But it does allow you to purchase a home with $0 money down.  
This program may not be available in the near future, so you are interested please let me know.
For more questions and how to start the process schedule a free 10-minute call to find out how to start and what programs are available.  There is no harm in trying and if anything, you will at least get a plan of what to do to eventually own a home.
So schedule today and find out what you need to do to own your home.

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